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By Dick Patterson on December 10, 2019 in Landlord Training

Most of HOMEteam’s clients are seeking to buy their first home – and most of the time it is a single-family home. Single-family homes and neighborhoods are ideal settings to achieve housing, economic, and community stability for putting down roots, raising families, retiring, and aging in place. But for some, having enough income to qualify […]

By Paul McLaughlin on June 12, 2019 in General Information, Uncategorized

Paul McLaughlinPaul is Director of HOMEteam and has been Neighborworks® Southern New Hampshire’s HomeOwnership Program manager since December 2011. He manages the housing counseling program, providing one-on-one pre-purchase, credit, non-foreclosure post purchase and landlord counseling.He also conducts group education in home buyer education and financial fitness.

By Dick Patterson on May 23, 2019 in General Information

As a Housing Counselor, I work every day to educate and coach clients who are looking to buy their first home. They come to me eagerly hoping to claim their piece of the American Dream of homeownership. My goal is to discover where they financially are today – strengths and weaknesses – then identify what […]

By HOMEteam on December 14, 2017 in Financial Tips, General Information

If you’re buying a home for the first time, familiarizing yourself with the wealth of information available is often a welcomed challenge. Learning all of the terms and procedures relevant to your eventual closing process can be exciting and motivating. It’s a lot to learn, but once you understand the terminology and how it relates […]

By HOMEteam on August 31, 2017 in General Information

House hunting? By now, you may have noticed that some listings include “deed restrictions” or list a certain type of property deed. While seemingly nondescript, this document can have crucial implications on the property and the sale itself. Before you make an offer, it’s a good idea to start familiarizing yourself with the ins-and-outs of […]

By Paul McLaughlin on June 1, 2017 in General Information, Mortgage Tips, Paul McLaughlin

It’s not looking good for homeownership these days. According to the U.S. Census Bureau, 63.7 percent of households owned their homes at the end of 2016, down from a peak of 69.2 percent in 2004. While there have been small increases in recent quarters, the homeownership trend since the financial crisis continues to trend downward. […]

By Ryan Tufts on February 28, 2017 in General Information, Mortgage Tips, Ryan Tufts

Saving for a down payment and escalating home prices are two reasons that make it difficult for low income homebuyers to purchase a home. Did you know that the USDA 502-Direct loan program solves these issues and more for homebuyers? Designed for low income families purchasing homes in rural areas, this loan offers a 0% […]

By HOMEteam on April 18, 2016 in General Information

This article originally appeared in NeighborWorks® Southern New Hampshire’s March 2016 Neighborhood Minute Newsletter. To view the entire newsletter, please click here. This past year HOMEteam has expanded home buyer and home owner services to meet the needs of New Hampshire residents. Along with our partners at NeighborWorks® Southern New Hampshire, CATCH Neighborhood Housing and […]

By HOMEteam on June 30, 2014 in Debbie Wheeler, Financial Tips, General Information

There are new CFPB regulations which protect you, and allow adequate time to apply for loan modifications. Find out how this can help you, the options available, and where to get more information here!

By David Ryan on May 6, 2014 in David Ryan, General Information

New rules recently came into effect which require that most companies servicing mortgage to send applications for loan modification to borrowers who fall behind on their payments. Most loan servicers also let borrowers know that assistance with completing the application is available at no cost to homeowners by HUD-approved counseling agencies. No doubt some homeowners ask themselves: “Why work with a housing counselor?” Why not just complete the modification application on their own and send it in?