Millennial Homebuyers Remorse?

By Dick Patterson on May 23, 2019 in General Information

As a Housing Counselor, I work every day to educate and coach clients who are looking to buy their first home. They come to me eagerly hoping to claim their piece of the American Dream of homeownership. My goal is to discover where they financially are today – strengths and weaknesses – then identify what […]

Ready to be a landlord?

By Dick Patterson on December 10, 2019 in Landlord Training

Most of HOMEteam’s clients are seeking to buy their first home – and most of the time it is a single-family home. Single-family homes and neighborhoods are ideal settings to achieve housing, economic, and community stability for putting down roots, raising families, retiring, and aging in place. But for some, having enough income to qualify […]

Want to know more about what we do at HOMEteam? Check out our video!

By Paul McLaughlin on June 12, 2019 in General Information, Uncategorized

HOMEteam Success!!!

By Paul McLaughlin on September 28, 2018 in Success Stories

Homeownership was a goal for Jackie and Mike Thompson while renting an apartment in Concord.  However, they were not certain about how prepared they were and were still just thinking about the possibility.  In August 2017, they participated in HOMEteam’s Financial Literacy workshop series, followed by an eight-hour First-Time Home Buyer seminar in October the […]

Getting married this summer? Here are some important tips from the IRS!

By HOMEteam on June 13, 2018 in Financial Tips

Congratulations! You’ve tied the knot and cut the cake. Newlyweds have a lot to think about and taxes might not be on the list. However, there is good reason for a new couple to consider how the nuptials may affect their tax situation.

6 Key Home Buying Terms Made Clear

By HOMEteam on December 14, 2017 in Financial Tips, General Information

If you’re buying a home for the first time, familiarizing yourself with the wealth of information available is often a welcomed challenge. Learning all of the terms and procedures relevant to your eventual closing process can be exciting and motivating. It’s a lot to learn, but once you understand the terminology and how it relates […]

Everything You Want to Know About Property Deeds When Buying a Home

By HOMEteam on August 31, 2017 in General Information

House hunting? By now, you may have noticed that some listings include “deed restrictions” or list a certain type of property deed. While seemingly nondescript, this document can have crucial implications on the property and the sale itself. Before you make an offer, it’s a good idea to start familiarizing yourself with the ins-and-outs of […]

10 Questions to Ask When Considering a Reverse Mortgage

By HOMEteam on June 21, 2017 in Mortgage Tips

You may have heard of a reverse mortgage, but you’re not sure if it’s the right choice for you. You may have even put off looking into it because you’re not sure if you qualify. Fortunately, if you have some equity in your home and want to increase your income in your Golden Years, a […]

A Four-Point Strategy to Revive Homeownership

By Paul McLaughlin on June 1, 2017 in General Information, Mortgage Tips, Paul McLaughlin

It’s not looking good for homeownership these days. According to the U.S. Census Bureau, 63.7 percent of households owned their homes at the end of 2016, down from a peak of 69.2 percent in 2004. While there have been small increases in recent quarters, the homeownership trend since the financial crisis continues to trend downward. […]

Thinking homeownership is out of reach? Think again.

By Ryan Tufts on February 28, 2017 in General Information, Mortgage Tips, Ryan Tufts

Saving for a down payment and escalating home prices are two reasons that make it difficult for low income homebuyers to purchase a home.  Did you know that the USDA 502-Direct loan program solves these issues and more for homebuyers?  Designed for low income families purchasing homes in rural areas, this loan offers a 0% […]