This article originally appeared in NeighborWorks® Southern New Hampshire’s March 2016 Neighborhood Minute Newsletter. To view the entire newsletter, please click here. This past year HOMEteam has expanded home buyer and home owner services to meet the needs of New Hampshire residents. Along with our partners at NeighborWorks® Southern New Hampshire, CATCH Neighborhood Housing and […]
Read MoreUse this guide to help navigate the buying and borrowing process. There’s more to a mortgage than just a good rate. It’s an exciting experience that can turn overwhelming if you don’t take time to understand the application process. This guide offers the basics on what goes into applying for a mortgage, and will help […]
Read MoreWhen Jeremy Charron lost his construction job in the wake of the 2008 housing crisis, he and his wife Siobhan had no choice but to file for bankruptcy. They thought their credit would never recover, even after they got back on their feet, and that their dream of owning a home would remain a fantasy. […]
Read MoreAn important factor in buying your new home is your credit score. This score helps determine the type of loan you qualify for, the interest rate you pay, how much you can spend on a home, and in some cases if you can buy a home at all.
Read MoreWhether you have long term plans like getting out of debt, creating an emergency savings fund, or buying a home, getting started can be the hardest part. Let me show you how.
Read MoreAt the onset of each Home Buyer Seminar, everyone in attendance answers a simple question: “How much are you prepared to spend on your monthly mortgage compared to your rent?” The question is simple enough, and most people say they are prepared to spend about $200 more on their future mortgage than they are currently paying for rent. On the surface $200 seems reasonable enough, right?
Read MoreYou know you want to own a home one day, but how do you get there? One of the first steps you can take that will also bring long-term benefits is taking charge of your finances.
Read MoreLike all good housing counselors, my colleagues and I are trained to consider a range of options for homeowners who seek our help. But, every once in a while, we work with a client who needs us to think of solutions that don’t appear in the training guides.
Read MoreThere are new CFPB regulations which protect you, and allow adequate time to apply for loan modifications. Find out how this can help you, the options available, and where to get more information here!
Read MoreWhy do you want to purchase a home? People buy homes for many reasons: freedom, space, and stability to name a few. Buying a home takes a considerable amount of your time, energy, and money; you may even feel like you have a new part time job. There are many ups and downs, but if […]
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