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Thinking homeownership is out of reach? Think again.

By Ryan Tufts on February 28, 2017 in General Information, Mortgage Tips, Ryan Tufts

Saving for a down payment and escalating home prices are two reasons that make it difficult for low income homebuyers to purchase a home.  Did you know that the USDA 502-Direct loan program solves these issues and more for homebuyers?  Designed for low income families purchasing homes in rural areas, this loan offers a 0% […]

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How does my credit score affect buying a home?

By Ryan Tufts on February 24, 2015 in Financial Tips, Ryan Tufts

An important factor in buying your new home is your credit score. This score helps determine the type of loan you qualify for, the interest rate you pay, how much you can spend on a home, and in some cases if you can buy a home at all.

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All The Small Things

By Ryan Tufts on October 16, 2014 in Financial Tips, Ryan Tufts

Whether you have long term plans like getting out of debt, creating an emergency savings fund, or buying a home, getting started can be the hardest part. Let me show you how.

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What can I be preapproved for vs. what I can afford.

By Ryan Tufts on August 19, 2014 in Financial Tips, Ryan Tufts

At the onset of each Home Buyer Seminar, everyone in attendance answers a simple question: “How much are you prepared to spend on your monthly mortgage compared to your rent?” The question is simple enough, and most people say they are prepared to spend about $200 more on their future mortgage than they are currently paying for rent. On the surface $200 seems reasonable enough, right?

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Seven questions to ask yourself before buying a home

By Ryan Tufts on June 17, 2014 in Financial Tips, Ryan Tufts

Why do you want to purchase a home? People buy homes for many reasons: freedom, space, and stability to name a few.  Buying a home takes a considerable amount of your time, energy, and money; you may even feel like you have a new part time job.   There are many ups and downs, but if […]

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