Category: Ryan Tufts

Thinking homeownership is out of reach? Think again.

By on February 28, 2017 in General Information

Saving for a down payment and escalating home prices are two reasons that make it difficult for low income homebuyers to purchase a home.  Did you know that the USDA 502-Direct loan program solves these issues and more for homebuyers?  Designed for low income families purchasing homes in rural areas, this loan offers[...]
How does my credit score affect buying a home?

By on February 24, 2015 in Financial Tips

Tips to build the score you need for the mortgage you want. Your credit score is an important factor in buying your new home. It helps determine the type of loan you qualify for, the interest rate you pay, how much you can spend on a home, and in some cases if you[...]
All The Small Things

By on October 16, 2014 in Financial Tips

Whether you have long term plans like getting out of debt, creating an emergency savings fund, or buying a home, getting started can be the hardest part. All 14 participants in September’s Common Cents in Uncommon Times series came in with vague long range goals but left knowing exactly where to start. How[...]
What can I be preapproved for vs. what I can afford.

By on August 19, 2014 in Financial Tips

Everyone answers a simple question at the onset of each Home Buyer Seminar: “How much are you prepared to spend on your monthly mortgage compared to your rent?” The question is simple enough, and answers typically range from $150 less, to about the same, all the way up to whatever it takes. While[...]
Seven questions to ask yourself before buying a home

By on June 17, 2014 in Financial Tips

Why do you want to purchase a home? People buy homes for many reasons: freedom, space, and stability to name a few.  Buying a home takes a considerable amount of your time, energy, and money; you may even feel like you have a new part time job.   There are many ups and downs,[...]