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HOMEteam Resources

Getting married this summer? Here are some important tips from the IRS!

By HOMEteam on June 13, 2018 in Financial Tips

Congratulations! You’ve tied the knot and cut the cake. Newlyweds have a lot to think about and taxes might not be on the list. However, there is good reason for a new couple to consider how the nuptials may affect their tax situation.

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6 Key Home Buying Terms Made Clear

By HOMEteam on December 14, 2017 in Financial Tips, General Information

If you’re buying a home for the first time, familiarizing yourself with the wealth of information available is often a welcomed challenge. Learning all of the terms and procedures relevant to your eventual closing process can be exciting and motivating. It’s a lot to learn, but once you understand the terminology and how it relates […]

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10 Questions to Ask When Considering a Reverse Mortgage

By HOMEteam on June 21, 2017 in Mortgage Tips

You may have heard of a reverse mortgage, but you’re not sure if it’s the right choice for you. You may have even put off looking into it because you’re not sure if you qualify. Fortunately, if you have some equity in your home and want to increase your income in your Golden Years, a […]

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A Four-Point Strategy to Revive Homeownership

By Paul McLaughlin on June 1, 2017 in General Information, Mortgage Tips, Paul McLaughlin

It’s not looking good for homeownership these days. According to the U.S. Census Bureau, 63.7 percent of households owned their homes at the end of 2016, down from a peak of 69.2 percent in 2004. While there have been small increases in recent quarters, the homeownership trend since the financial crisis continues to trend downward. […]

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Thinking homeownership is out of reach? Think again.

By Ryan Tufts on February 28, 2017 in General Information, Mortgage Tips, Ryan Tufts

Saving for a down payment and escalating home prices are two reasons that make it difficult for low income homebuyers to purchase a home.  Did you know that the USDA 502-Direct loan program solves these issues and more for homebuyers?  Designed for low income families purchasing homes in rural areas, this loan offers a 0% […]

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How does my credit score affect buying a home?

By Ryan Tufts on February 24, 2015 in Financial Tips, Ryan Tufts

An important factor in buying your new home is your credit score. This score helps determine the type of loan you qualify for, the interest rate you pay, how much you can spend on a home, and in some cases if you can buy a home at all.

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All The Small Things

By Ryan Tufts on October 16, 2014 in Financial Tips, Ryan Tufts

Whether you have long term plans like getting out of debt, creating an emergency savings fund, or buying a home, getting started can be the hardest part. Let me show you how.

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What can I be preapproved for vs. what I can afford.

By Ryan Tufts on August 19, 2014 in Financial Tips, Ryan Tufts

At the onset of each Home Buyer Seminar, everyone in attendance answers a simple question: “How much are you prepared to spend on your monthly mortgage compared to your rent?” The question is simple enough, and most people say they are prepared to spend about $200 more on their future mortgage than they are currently paying for rent. On the surface $200 seems reasonable enough, right?

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Buying a House? First, Put Your Financial House in Order

By Amanda Flitter on July 29, 2014 in Financial Tips

You know you want to own a home one day, but how do you get there? One of the first steps you can take that will also bring long-term benefits is taking charge of your finances.

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Pursuing a loan mod? Let us help you with that.

By HOMEteam on June 30, 2014 in Debbie Wheeler, Financial Tips, General Information

There are new CFPB regulations which protect you, and allow adequate time to apply for loan modifications. Find out how this can help you, the options available, and where to get more information here!

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